June 19, 2019, 04:30:26 AM

Author Topic: Health Insurance and Legal Matters  (Read 3209 times)

Offline Jennelynn

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Health Insurance and Legal Matters
« on: April 04, 2012, 02:52:33 AM »
I'm curious to know how existing families have handled things like health insurance for everyone and obtaining some sort of a legal standing for each person.

Currently I carry my own insurance through COBRA, but in a year and a half I won't be able to do that.  I have Power of Attorney over my partners and they over me, but I'd love to know how others are doing it.

Many Blessings,

Jenne
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http://polyhearts.blogspot.com

"He who is not courageous enough to take risks will accomplish nothing in life." -Muhammad Ali

Offline SamV.

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Re: Health Insurance and Legal Matters
« Reply #1 on: April 07, 2012, 04:24:50 PM »
I've seen it handled in different ways.  A lot depends on where you live and what the laws are.  Some insurance will cover everyone who is a dependent in the household.  You would have to check.  Another option is that everyone have a job and have insurance through their separate jobs.  Of course, you can look into private insurance.  That is what we did but it was a very hard search and the plan we settled on didn't really meet all our needs.  We will be looking into other private insurance to find what else is available.  If there are more than three partners, some insurance covers same sex partners which would allow one partner to cover another. 

Sam Vimes

Offline Jennelynn

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Re: Health Insurance and Legal Matters
« Reply #2 on: April 30, 2012, 04:23:52 PM »
Sam,

Thanks for replying, I hadn't seen this earlier.  I will have my husband look into the issue about being a dependent.  I'm not sure how that would work for us, but I think it is worth looking into.  I do currently work, but I work from home as a 1099 contractor.  My wife is a writer, so she also works from home.  Our husband works at the university which has a great healthcare plan, and he is currently carrying my wife.  As I said earlier, I'm currently taking my COBRA option (where I can carry health insurance on my own for three years from my previous employer) but I'm 1.5 years into this option, so we will need to do something sooner rather than later.   :-)

This is my own personal rant here, but the family plan for my husband's insurance is the same family plan that someone with 10 kids has.  It is frustrating to me that I can't be added so easily. 

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"He who is not courageous enough to take risks will accomplish nothing in life." -Muhammad Ali

Offline Administrator

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Re: Health Insurance and Legal Matters
« Reply #3 on: April 30, 2012, 08:52:23 PM »
There are outside private medical insurance plans that you could look into.  Just Google it!
Reaching others with the polymindset more and more everyday!

 


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